MaiKa does one specific thing. Plenty of other organisations do things I don't, and many of them are free. Here is who does what, so you can find the right door rather than the first one.
If a free financial counsellor is what you need right now, that is genuinely better than paying me, and the National Debt Helpline on 1800 007 007 is the number to call.
Every organisation listed here is independent of MaiKa. I am not affiliated with them, not endorsed by them, and receive nothing for listing them. Details were checked at the time of writing. Programs change, so confirm anything important directly with the organisation.
None of these charge anything. Several are funded specifically so that they never have to.
Free, independent and confidential financial counselling on 1800 007 007. Counsellors are not lenders and are not selling anything.
Visit site →The national counselling and support service for anyone affected by domestic, family or sexual violence, including financial abuse. Available on 1800 737 732, at any hour.
Visit site →No Interest Loans for essentials, free financial counselling, and support for recovery from financial abuse. Supporting women, girls and families since 1863.
Visit site →The government's free, impartial money guidance, including a budget planner and mortgage calculators.
Visit site →The official information on the schemes that can help you into a home. Applications go through a Participating Lender.
First home buyers with a 5% deposit, or single parents and legal guardians with a 2% deposit, can buy without Lenders Mortgage Insurance. Formerly called the Home Guarantee Scheme.
Visit site →The government contributes up to 30% of the price of an existing home, or 40% of a new one, in return for a share of the home. Open to Australian citizens only.
Visit site →Save up to $50,000 towards your first home inside superannuation, where contributions are generally taxed at a lower rate.
Visit site →Official information about the home buying schemes, translated into a range of languages.
Visit site →Programs that build knowledge and confidence with money.
Financial education built for women, people of colour and non-binary people, founded by two women of colour.
Visit site →Free financial capability program delivered nationally through community organisations.
Visit site →Runs the free national Talk Money program and funds community financial capability work.
Visit site →Financial literacy programs in Western Australia centred on migrant women and women of colour.
Visit site →Secure housing comes first, and these organisations work on exactly that.
Long-term affordable housing for women and children at risk of homelessness in Victoria, with rent capped at 30% of household income.
Visit site →Community housing and low-cost accommodation for women across Victoria.
Visit site →Run by and for single mothers. Practical support, advocacy and community.
Visit site →Organisations with the language, trust and understanding that generic services often lack.
Settlement support for migrants from across the Indian subcontinent in NSW, including support for women and help with domestic and financial abuse.
Visit site →Connects the Indian community in Victoria with culturally sensitive services.
Visit site →Support for people affected by financial abuse, available whether or not you bank with CommBank.
Visit site →Each state and territory sets its own stamp duty, first home buyer concessions and First Home Owner Grant. The government office that handles these is called the state revenue office. firsthome.gov.au links to every state's grant rules in one place, or go straight to your own state below.
That is a fine reason to book a free 15-minute chat. If someone else is the better fit, I will tell you.
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