Confidence with money
Understand your money clearly, so every decision feels like yours.
- A budget that fits your real life
- Knowing and building your credit
- A debt plan you can finish
MaiKa · a girl's maternal home
Build the confidence to own your own home.
I help women feel confident about money, plan with certainty, and take real steps towards a home of their own. Personal guidance, clear numbers, and someone beside you at every step.
No jargon
No judgement
Support until the keys
There's so much information out there, and it can be overwhelming. I help you make sense of it, and stay with you until you're holding the keys.
Harleen OberoiFounder, MaiKa
How confidence builds
Three stages, in order.
Confidence with money comes first, then confidence to plan, then confidence to buy. Each one makes the next feel possible.
Confidence to plan
Build the safety net and the savings habits that hold everything up.
- An emergency fund in your own name
- Automatic saving that runs itself
- Growing your income
Confidence to buy
Know your numbers, your options and your next step, all the way to the keys.
- What you can really borrow
- Government schemes that fit you
- Support through the search
Working together
Start wherever you are.
Free 15-minute chat
Free
A short conversation to see where you are, what you are hoping for, and whether working together makes sense.
See details →The Clarity Session
$299
A private 90-minute session to understand where you stand today, what is realistically possible, and a rough timeline to owning your home.
See details →The Next Step Package
$699
Five hours of dedicated time as you search: shaping your criteria, reviewing properties you have found, and a second pair of eyes at inspections.
See details →
Free guides
What would you like help with?
Answer a few quick questions, one topic at a time, and download practical guides matched to where you are right now. Saving, debt, borrowing, government schemes, earning more and more.
Keep learning
From the MaiKa journal.
Plain-language reads written for the Australian market, and a calculator that shows you the real numbers.
Front Door
The Government Schemes, Explained
The 5% Deposit Scheme, Help to Buy and the First Home Super Saver. What each one does, who it suits, and the rules that catch people out.
Read more → Front DoorDeposits: The Real Maths
Why 20% is the number everyone quotes, what LMI actually costs, and the three schemes that can get you in with a great deal less.
Read more → FramingHow Much Can You Actually Borrow?
The number a lender approves and the number you can comfortably live with are rarely the same. Here's how borrowing power is calculated, including the buffer nobody explains.
Read more →Your front door is closer than it feels.
Start with a free 15-minute chat. No pressure, just a conversation.
Request a free 15-minute chat